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Insurance >The Purpose of Title Insurance

When you finance a home through a lender, you will be required to purchase title insurance to cover the amount of your mortgage loan. At the closing you will be given the option to buy additional coverage to protect your investment.

Before the closing, the title company will order a title report to make sure the sellers actually own the home and that no one else has a legal interest in the property. This process will identify any potential title problems or liens. Title insurance covers you against any future claims that did not appear on the title report. It is a one-time charge that you pay at the closing of the transaction, and it covers your future equity up to a stated maximum amount as your property increases in value. It's a small price to pay to protect such a major investment.

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Q	What is the most common street name in the US?
A	Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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Ryan Thomson, REALTORŽ, real estate agent and broker for Vancouver and Richmond British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ryan Thomson
RE/MAX Select Properties
250 - 4255 Arbutus St
Vancouver, BC V6J 4R1
604-518-8180
604-273-2828
Fax: 604-288-7069
Email: info@ryanthomson.com
One of the top 10% of Realtors in Greater Vancouver, Ryan Thomson is an award-winning, top producing agent specializing in Richmond, Vancouver and Delta residential Real Estate. His 21-point Smarter Home Marketing plan is a proven system that gets his Sellers homes sold quickly and for top dollar. If you are looking for a home in the Greater Vancouver area then his 15-point Smarter Home Buyer's program will help you quickly find the home perfect for you. Because of Ryan's active profile in the Real Estate industry he will often hear of new properties even before they are listed. Buyers don't miss a thing when working with him!

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