Vancouver and Richmond real estate and homes for sale in British Columbia - Ryan Thomson, REALTOR®

Ryan Thomson, REALTORŽ, real estate agent and broker for Vancouver and Richmond British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 604-518-8180.

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Many thanks from all of us.
The quick sale and above listing price speaks volumes.
Doreen Chiew
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Ryan Thomson is one of The Top Selling Real Estate Experts™
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Welcome > For Buyers > Apply For Your Mortgage Online! ...

Lock-in your mortgage rate for 120 days!

Warning! Interest rates may be on the rise soon. Through my financial patners, I can get today's low rates "locked-in" for you for up to 120 days. If rates go up - you'll be protected -and if rates go downyou'll get the best currently available. Either way you can't lose!

If you are ready to shop for a new home in this market - you've got to be financially armed. Being financially prepared can make the difference between having your offer accepted over another. It happens all the time.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- The minimum down payment, if any, and advantages of higher down payments.

Once you fill out the form, I will quickly have an appropriate lender process your information and get right back to you via telephone!


	Some Other Lenders We Deal With

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred lender. This service is provided free of charge, without any obligation on your part.

Borrower Information:

Borrower (Full Name):
Date of Birth:	(ex. dd/mm/yyyy)
Residence Phone #:
Business Phone #:
Present Address:
City:
State/Province:
Zip Code/Postal Code:
E-mail Address
Years at Present Address:		Rent $	/month
	or	Own $

Previous Address:
City:
State/Province:
Zip Code/Postal Code:

Marital Status:	Married Separated Unmarried (including single, divorced, or widowed)

Occupation: (Position & Title)
# of years:
Place of Employment: (Name & Address)
Previous Employer: (Name & Address)

Co-Borrower Information:

Co-Borrower (Full Name):
Date of Birth:	(ex. dd/mm/yyyy)
Residence Phone #:
Business Phone #:

Present Address:
City:
State/Province:
Zip Code/Postal Code:
E-mail Address
Years at Present Address:		Rent $	/month
	or	Own $

Previous Address:
City:
State/Province:
Zip Code/Postal Code:

Marital Status:	Married Separated Unmarried (including single, divorced, or widowed)

Occupation: (Position & Title)
# of years:
Place of Employment: (Name & Address)
Previous Employer: (Name & Address)

Gross Annual Income:

	Borrower	Co-Borrower
Self-Employed ?	Yes No	Yes No
Base Salary:	$	$
Overtime:	$	$
Bonuses:	$	$
Commissions:	$	$
Dividends:	$	$
Net Rental Income:	$	$
Other:	$	$

Do You Intend To Occupy This Property ? Yes No
Number of Children:
Ages:
Other Dependents:

Assets:

Checking:	$
	$
Savings:	$
	$
Credit Union:	$
Stocks:	$
Bonds:	$
Life Insurance:	$

Present Residence (If Owned):
Market Value:	$
Morg. Value:	$
Lender:

Other Assets (Specify):

Liabilities:

(List outstanding obligations including auto loans, mortgage payments,credit cards,
personal loans, and all other loans.)

Type	Creditor's Name	Unpaid Balance	Due Date	Monthly Payment
		$		$
		$		$
		$		$
	Total:	$		$

Additional Monthly Obligations:
Alimony:		$
Child Support:		$
Child Care:		$

Are There Any Judgements or Lawsuits Present?

Yes No

Amount:

Is Any Part of the Down Payment or Settlement Costs
Being Obtained From a Source Other Than From Assets
Listed Above?

Yes No

I hereby give my consent to have my credit report secured
from any credit reporting agency which you designate.

Yes No

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I Guarantee Your Privacy >
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Selling Your Home >Playing It Safe

Conduct a thorough check for any safety hazards when you are getting your house ready to put on the market. You may be accustomed to the worn tread on the stairs, toys in the hallway, or closets that deposit their contents at your feet when the door is opened, but strangers won't be as intuitive as you are. They will be vulnerable to those little "hazards" as they walk through your home, turning on the faucets, opening closet doors, and going up and down the stairs.

The stairs are a good place to begin your safety check. Could someone tall accidentally bang their head on a beam, pipe or the ceiling as they go up or down? Is the carpeting on the stairs securely fastened? An area rug should have a non-slip mat underneath.

Safety is important because someone who is injured in your home could sue you for damages. This doesn't happen often, but if it does, it can be extremely unpleasant. "Better safe than sorry" applies to homes as well--especially when they are for sale and open to visits from potential buyers.

	See All Tips In The "Selling Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is a VA home loan?
A	The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
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Richmond Gift Baskets
Beautiful gift baskets delivered - fast!
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Ryan Thomson
RE/MAX Select Properties
250 - 4255 Arbutus St
Vancouver, BC V6J 4R1
604-518-8180
604-273-2828
Fax: 604-279-8089
Toll Free: 888-239-9529
Email: info@ryanthomson.com
One of the top 5% of Realtors in Greater Vancouver, Ryan Thomson is an award-winning, top producing agent specializing in Richmond, Vancouver and Delta residential Real Estate. His 21-point Smarter Home Marketing plan is a proven system that gets his Sellers homes sold quickly and for top dollar. If you are looking for a home in the Greater Vancouver area then his 15-point Smarter Home Buyer's program will help you quickly find the home perfect for you. Because of Ryan's active profile in the Real Estate industry he will often hear of new properties even before they are listed. Buyers don't miss a thing when working with him!

www.SmarterHomeMarketing.com is brought to you by Ryan Thomson
NUMBER1EXPERT™ in real estate for Vancouver and Richmond, British Columbia

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