Vancouver and Richmond real estate and homes for sale in British Columbia - Ryan Thomson, REALTOR® Ryan Thomson REALTOR(r) for Vancouver and Richmond, British Columbia real estate - NUMBER1EXPERT™ Ryan Thomson NUMBER1EXPERT(tm) for Vancouver and Richmond, British Columbia real estate
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Ryan Thomson, REALTORŪ, real estate agent and broker for Vancouver and Richmond British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 604-518-8180.


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You did a wonderful job and sold our apartment in two weeks. Two other agents before you were not able to sell it in three months.
Fariborz Joulani and Leila Bonakdar
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Ryan Thomson is one of The Top Selling Real Estate Experts™
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Apply For Mortgage
Welcome > For Buyers > Apply For Your Mortgage Online! ...

Lock-in your mortgage rate for 120 days! 

Richmond Vancouver Mortgage

Warning! Interest rates may be on the rise soon. Through my financial patners, I can get today's low rates "locked-in" for you for up to 120 days. If rates go up - you'll be protected -and if rates go downyou'll get the best currently available. Either way you can't lose! 

If you are ready to shop for a new home in this market - you've got to be financially armed. Being financially prepared can make the difference between having your offer accepted over another. It happens all the time. 

In the pre-qualification process, you will find out:  

- Exactly how much home or land you can afford.  

- The minimum down payment, if any, and advantages of higher down payments.  

Once you fill out the form, I will quickly have an appropriate lender process your information and get right back to you via telephone!  


Vancouver and Richmond Lenders
Some Other Lenders We Deal With

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred lender. This service is provided free of charge, without any obligation on your part.


Borrower Information:
 
Borrower (Full Name):
Date of Birth: (ex. dd/mm/yyyy)
Residence Phone #:
Business Phone #:
Present Address:
City:
State/Province:
Zip Code/Postal Code:
E-mail Address
Years at Present Address:   Rent $  /month
or Own $
 
Previous Address:
City:
State/Province:
Zip Code/Postal Code:
Marital Status: Married
Separated
Unmarried (including single, divorced, or widowed)
   
Occupation:
   (Position & Title)
# of years:
Place of Employment:
  (Name & Address)
Previous Employer:
   (Name & Address)
Co-Borrower Information:
 
Co-Borrower (Full Name):
Date of Birth: (ex. dd/mm/yyyy)
Residence Phone #:
Business Phone #:
Present Address:
City:
State/Province:
Zip Code/Postal Code:
E-mail Address
Years at Present Address:     Rent $  /month
  or   Own $ 
 
Previous Address:
City:
State/Province:
Zip Code/Postal Code:
 
Marital Status: Married
Separated
Unmarried (including single, divorced, or widowed)
 
Occupation:
   (Position & Title)
# of years:
Place of Employment:
   (Name & Address)
Previous Employer:
   (Name & Address)
Gross Annual Income:
 
Borrower Co-Borrower
Self-Employed ? Yes    No Yes    No
Base Salary: $ $
Overtime: $ $
Bonuses: $ $
Commissions: $ $
Dividends: $ $
Net Rental Income: $ $
Other: $ $
 
Do You Intend To Occupy This Property ?    Yes     No
Number of Children:
Ages:
Other Dependents:
 
Assets:
 
Checking: $  
$  
Savings: $  
$  
Credit Union: $  
Stocks: $  
Bonds: $  
Life Insurance: $  
 
Present Residence  (If Owned):
Market Value: $  
Morg. Value: $  
Lender:
 
Other Assets (Specify):
 
Liabilities:
 
(List outstanding obligations including auto loans, mortgage payments,credit cards,
personal loans, and all other loans.)
 
Type Creditor's Name Unpaid Balance Due Date Monthly Payment
$ $
$ $
$ $
Total:   $ $
 
Additional Monthly Obligations:
Alimony:  $
Child Support:  $
Child Care:  $
 
Are There Any Judgements or Lawsuits Present?   Yes    No
Amount:  $
Is Any Part of the Down Payment or Settlement Costs
Being Obtained From a Source Other Than From Assets
Listed Above? 		  Yes    No
I hereby give my consent to have my credit report secured
from any credit reporting agency which you designate. 		  Yes    No


Real Estate Tips
Titles >Joint Tenancy

When two or more individuals own property together, each one owning an equal interest and having equal rights in the property including the rights of survivorship, it is referred to as joint tenancy. Any of the joint tenants may transfer his or her interest in the property to another party, but this dissolves the joint tenancy and creates a tenants-in-common interest with respect to the other parties whose names are on the title.

The most important feature of joint tenancy is the right of survivorship. A joint tenant cannot will his or her interest in the property to others. The surviving joint tenant (or tenants) simply becomes the owner or owners of the property without going through the probate process, which can involve expensive legal fees and may take months to resolve.

It is important to get professional advice when you plan to buy and hold title to real estate with another person.

See All Tips In The "Titles" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What group of settlers introduced the log cabin to the New World?

A 
The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland.
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Ryan Thomson, REALTORŪ, real estate agent and broker for Vancouver and Richmond British Columbia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ryan Thomson
RE/MAX Westcoast
110-6086 Russ Baker Way
Richmond, BC
604-518-8180
604-273-2828
Email: info@ryanthomson.com

One of the top 10% of Realtors in Greater Vancouver, Ryan Thomson is an award-winning, top producing agent specializing in Richmond, Vancouver and Delta residential Real Estate. His 21-point Smarter Home Marketing plan is a proven system that gets his Sellers homes sold quickly and for top dollar. If you are looking for a home in the Greater Vancouver area then his 15-point Smarter Home Buyer's program will help you quickly find the home perfect for you. Because of Ryan's active profile in the Real Estate industry he will often hear of new properties even before they are listed. Buyers don't miss a thing when working with him!

Equal Housing MLS REALTOR


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